Financing

A new roof that fits your budget

Don't let a roof you need wait. Legacy Roofing SRQ offers flexible, low-monthly-payment financing and Florida PACE financing, so you can protect your home now and pay over time.

Our financing partners

Three ways to pay for your roof

Monthly payments through Service Finance, PACE through Ygrene, and the My Safe Florida Home grant for homeowners who qualify. We walk you through all three at your free estimate, with no pressure.

Service Finance Company
Monthly payments

Service Finance

Simple, low monthly payments with a fast, paperless application. A popular choice for homeowners who want a predictable monthly payment and a quick decision.

  • Quick online application and fast credit decision
  • A range of terms and low-monthly-payment plans
  • No home equity required
  • Funds the full project: tear-off, materials, and labor
Ygrene PACE financing
PACE financing

Ygrene (PACE)

PACE financing lets qualified Florida homeowners pay for a storm-resilient new roof through an assessment on their property tax bill, based on home equity rather than credit score.

  • Qualification based on home equity, not just credit
  • Repaid through your annual property tax bill
  • Built for hurricane-resilience improvements like roofing
  • Available in participating Florida jurisdictions
MY SAFE FLORIDA HOME
State grant program

My Safe Florida Home

A State of Florida program that can put grant money toward a roof that meets its wind-mitigation requirements. We were one of the first few contractors approved when the program launched, and now that it runs through the homeowner, we help you navigate it from inspection to grant.

  • We explain what to expect at each step and how long it takes
  • We make sure the roof you get qualifies, because the type of roof and how it is installed matter
  • Grant money can be combined with financing for the balance
  • Years of experience with the program, from its contractor days to today
How it works

Financing made simple

1

Get your free estimate

We measure your roof and give you a clear, written price with honest options, no pressure.

2

Pick a plan that fits

We walk you through Service Finance and PACE / Ygrene and help you choose what works for your budget.

3

Approve & get roofed

Once you're approved, we schedule the work and handle permits and inspections, start to finish.

From the contractor

How we help you pay for a roof

We have been a financing-forward contractor from the beginning. When the My Safe Florida Home program first launched and ran through contractors, we were one of the first few companies contacted and approved. Now that the program runs through the homeowner, we help you navigate it: what to expect, how the process moves, and what the roof itself has to be for the grant to apply, because the type of roof and how it is installed matter to qualifying.

For financing itself we keep several options open because people need different things. Some want the lowest monthly payment. Some want a few months with no payment and no interest while an insurance claim works its way through. Some want a larger loan at a good rate to cover more than the roof. We have offerings for each, and we will match you to the one that fits rather than the one that is easiest for us.

PACE is the one people have questions about, and usually they have only heard the negative side. It is a program that goes off the equity in your home rather than a conventional loan. We explain plainly what it looks like, when it is genuinely a good fit, when it is not, and what to expect along the way, and we go through the questions we get asked about it every week so you can decide with the whole picture.

Jay GameroLicensed roofing contractor, CCC1333420, Legacy Roofing SRQ

Questions

Roof financing FAQ

How much will my monthly payment be?

It depends on your project size, the plan you choose, and your terms. At your free estimate we'll show you real monthly-payment options through Service Finance so you know exactly what to expect.

What's the difference between Service Finance and PACE / Ygrene?

Service Finance is a traditional monthly-payment loan with a quick credit-based application. PACE financing through Ygrene is based on your home equity rather than your credit score and is repaid through your property tax bill. We'll help you decide which fits your situation.

Do you work with the My Safe Florida Home program?

Yes, and we have since it started. We were one of the first few contractors approved when the program ran through contractors. Now that it runs through the homeowner, we help you navigate it: what to expect, how the process moves, and what the roof has to be for the grant to apply. Grant money can be combined with financing for the rest.

Does financing cover the whole roof?

Yes. Financing can cover the full project, including tear-off, materials, labor, permits, and inspections.

Will applying hurt my credit?

Service Finance offers a fast application with a soft initial review in many cases. We'll explain the process before you apply so there are no surprises.

Is PACE / Ygrene available for my home?

PACE is available in participating Florida jurisdictions across our service area. We'll confirm whether your property qualifies during your estimate.

Ready for a roof that fits your budget?

Get a free, no-pressure estimate and we'll walk you through your financing options.

Get your free estimate → 📞 (941) 226-9200

Financing is offered through third-party providers (Service Finance Company, LLC and Ygrene Energy Fund) and is subject to their credit approval, terms, and program availability. Legacy Roofing SRQ is not a lender and does not make credit decisions. Logos are the property of their respective owners.

Weather Watch

Recent severe weather near Sarasota

Tracked live from NOAA / National Weather Service warnings. If a storm crossed your roof, it pays to know before the next one.

Recent storm activity map near Sarasota
  • Checking the latest NOAA storm data…
Was your roof in the path? Get a free inspection →
🛰️ Source: NOAA / National Weather Service
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