Financing

A new roof that fits your budget

Don't let a roof you need wait. Legacy Roofing SRQ offers flexible, low-monthly-payment financing and Florida PACE financing, so you can protect your home now and pay over time.

Our financing partners

Two ways to finance your roof

We work with trusted financing partners so you can choose the option that fits your situation. We'll walk you through both at your free estimate, with no pressure.

Service Finance Company
Monthly payments

Service Finance

Simple, low monthly payments with a fast, paperless application. A popular choice for homeowners who want a predictable monthly payment and a quick decision.

  • Quick online application and fast credit decision
  • A range of terms and low-monthly-payment plans
  • No home equity required
  • Funds the full project: tear-off, materials, and labor
Ygrene PACE financing
PACE financing

Ygrene (PACE)

PACE financing lets qualified Florida homeowners pay for a storm-resilient new roof through an assessment on their property tax bill, based on home equity rather than credit score.

  • Qualification based on home equity, not just credit
  • Repaid through your annual property tax bill
  • Built for hurricane-resilience improvements like roofing
  • Available in participating Florida jurisdictions
How it works

Financing made simple

1

Get your free estimate

We measure your roof and give you a clear, written price with honest options, no pressure.

2

Pick a plan that fits

We walk you through Service Finance and PACE / Ygrene and help you choose what works for your budget.

3

Approve & get roofed

Once you're approved, we schedule the work and handle permits and inspections, start to finish.

Questions

Roof financing FAQ

How much will my monthly payment be?

It depends on your project size, the plan you choose, and your terms. At your free estimate we'll show you real monthly-payment options through Service Finance so you know exactly what to expect.

What's the difference between Service Finance and PACE / Ygrene?

Service Finance is a traditional monthly-payment loan with a quick credit-based application. PACE financing through Ygrene is based on your home equity rather than your credit score and is repaid through your property tax bill. We'll help you decide which fits your situation.

Does financing cover the whole roof?

Yes. Financing can cover the full project, including tear-off, materials, labor, permits, and inspections.

Will applying hurt my credit?

Service Finance offers a fast application with a soft initial review in many cases. We'll explain the process before you apply so there are no surprises.

Is PACE / Ygrene available for my home?

PACE is available in participating Florida jurisdictions across our service area. We'll confirm whether your property qualifies during your estimate.

Ready for a roof that fits your budget?

Get a free, no-pressure estimate and we'll walk you through your financing options.

Get your free estimate → 📞 (941) 226-9200

Financing is offered through third-party providers (Service Finance Company, LLC and Ygrene Energy Fund) and is subject to their credit approval, terms, and program availability. Legacy Roofing SRQ is not a lender and does not make credit decisions. Logos are the property of their respective owners.